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Which traffic and weather alert system is best for a GPS - the GTM FM TMC or MSN Direct?

I am planning to buy a Garmin Nuvi 750 or 760. I currently use a Streetpilot 7200 that has a traffic system from the XM network that works "adequately." The newer Nuvi only gives a choice of MSN Direct or a GTM 20 FM TMC (an antenna device). Which currently appears to work better? Which has a better future? Can I expect them to work better than the XM network?
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