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JReamFlag for United States of America

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Where to Invest 100K ?


Hypothethical question.

100K in cash in bank making 1%.  Where to invest?

I have a generally poor opinion and outlook ifor Stocks for at least the short/mid term.   Primarily concerned about negative effect of Global issues such as Oil, Terrorism.  

Maybe some type of Bond or similar investments with decent returns.  Something better than 1%.  My knowledge in investments other than stocks is limited.

Best answers will mention type of investments, maybe some specific names, and how to acquire.

Thanks.
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What country are you in, what's the length of the investment (short-term, medium-term, long-term) and how liquid do you need the money to be?  For non-liquid investments, property really is one of the best as long as you choose wisely.
You could always buy Google shares.... and when they rule the world, you'll probably have a few million$ more. :)
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I'm in USA.   Liquidity not really required for me.  I could live with a multi year lockin.   Many Bonds have some callable in X years.  

Property:  Both of you mentioned this.  Please tell me more.   What type of Propery investiment?   Like a house or a Building?    Or maybe you mean some type of REIT?  Property Mutual Fund?      

One of the big things in Europe now is property investment in emerging courtries and sucession states to the EU i.e. Czech Republic.

These as you stated would typically houses that could be bought and manged locally by management companies. They typically don't return a huge rental income but certainly enough to cover maintenance etc.. and of course the value can rise quite dramatically over a 5-10 year period.

Also as you suggest Property Funds are again an option but I would probaly not invest the whole amount but rather split it across several fund options including shares etc..

Hope this helps..
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Tech stocks?  Invest in Adobe and Dell.  Dell is acquiring Alienware in the near future and Adobe has already acquired their main competition: Macromedia.

Had I invested in Adobe a year ago I would be a millionaire.


Don't go with advice you get off ee discussion group (except mine of course). Some of these suggestions are pretty lame, high risk, overplayed markets ready for a crash, etc.  Remember the tech bubble of 2000?  What you could have made had you invested a year ago has absolutely nothing to do in determining if it's a good investment now.
Agreed, get some proper financial from a real expert.
http://finance.yahoo.com/q?s=fcntx

The lady I carpool with has had this fund for 15 years and it made her 25% last year.
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Keep it in a bank where you can find it.
Only invest in something you really know a lot about.
You and friends could go into restaurant or grocery business, or computer repair, with decent startup funds and commitment. But you better all be agreeable, able to work well, and know the business.

Have you a good car? Home? Plot for retirement?

Do not invest in what you do not know. Real Estate can be an option, but that takes a long time, of having no access to any funds.

CarlosMMartins > You could always buy Google shares....  

:-))
hmm, I like google

Since google is expensive, it is likely less volatile. It has hundreds of competitors and comes out as #1 and is increasing in width and depth. THey may be only means to get US cash back from China (without a foreclosue). But you have to know the business, and continually pay attention.
We lost quite a bit during the last bubble, but we didn't know the game was rigged then.

The only thing I would invest in for the long term would be property that had some current income.  Bare land doesn't fit that rule.

And, you would need to study the environmental negatives, concerning rain, pollution, etc.

I don't think 100K will take you very far in property investments.

On a shorter term basis, until the oil bubble bursts, you might consider COSTCO, Lowe's, and Home Depot.  They will do fine until the oil runs out.

After that, it is all over anyway.
www.emigrantdirect.com offers 4.25% with no limits just like a bank account, my money is there! It's great, better then Orange (ING)
>>  Had I invested in Adobe a year ago I would be a millionaire.

Yeah, if only you'd bought 100,000 shares at $26 per share (last year's low), you'd be a millionaire.   Oh, wait a minute...you would already had to have been a millionaire to buy enough stock in Adobe to make a million  DOH!!!!!!!!
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Invest in something that is always going to gain in value.
The big thing at the moment is Land Banking.

Land prices have risen 808% since 1983
....Better than your 1%

Check out the website below for more info.

http://www.frland.co.uk/home.html
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