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Asked by kaos_theory in VMware, Politics, Miscellaneous
Modify the Heath savings accounts to be available to anyone, never taxed not taxes when you are paid and not taxed when spent, inheritable to your descendants without tax , the proceeds can be bequeathed to any one you wish . the balance of your account would be the deductible on your health issuance policy , so as you get older your deductible would increase . so at 25 you might have 15000 and at 40 you might have 75000 and at 65 you might have 180000 . This would enable heath insures to provide comprehensive full coverage plans on the cheap .imagine the safety of underwriting a policy that has a 180000 deductible? You may never get a claim in 50 years!!! this would enable compition were the consumer would compare and contrast prices for routine procedures cause it is their money !! you also could have required preventative procedures that the end user would pay for to be able to carry a insurance policy like annual exams ect .along with tort reform .also there would be a new market for cheap health care that is routine as in flu shots, scripts ect. I would love to see a WALMART giving flu shots for $20 cash! People would be inclined to seek the appropriate level of care for the needs they have
The inheritable quality of the heath savings accounts would enable the end user to make end of life decisions. like someone who is 96 years old with bone marrow cancer could decide to forgo treatment so that there grandchild would be left with a heath savings account with 500,000 in it to deal with their diabetes issues
Comments welcome I have no idea how I am going to award points on this
20091111-EE-VQP-91 - Hierarchy / EE_QW_3_20080625
