There seems to be a general consensus that if you've been hit with a Ransomware Virus, especially if by a newly discovered strain of ransomware, and do not have a reliable and unaffected backup to restore from, that all hope is lost.
This is not necessarily the case!
Whilst it's true that Ransomware is one of the most difficult "destructive infections" to recover from, recovery should never be considered impossible.
Advising those seeking help that they should just accept defeat and wipe all chances of recovering their data is bad advice. This is a point that has been proven time and time again, particularly with past Ransomware strains that were once considered hopeless, yet have now had decryption recovery tools developed to restore data.
If you have been hit by a Ransomware Virus and don't have a backup - do not accept advice that you should just cut your losses, format your hard drive and admit defeat. That's just letting the criminals win.
The first thing you should do (after deactivating the virus) is make a Full Image Backup of your affected hard drive using an imaging backup tool like Acronis, Macrium Reflect or similar so as to have a copy of all files that were encrypted. Safely store that backup away for future recovery attempts, or to restore from if a recovery attempt goes belly up.
Once backed up, Wipe and Start fresh if desired to get back to a working system again, but at least you will always have a backup to go back to in order to try decryption recovery tools that may be made available in the future.
A lot of people around the world are 3D printing different items(masks, face shields, ventilator parts, etc.) to help with the COVID-19 crisis. I don't have a 3D printer, but I'm sure many of you do. If you have the capabilities, I encourage you to take this opportunity to help save lives. There are many designs and tutorials around the web. I'm just linking one resource to get you started.
United States COVID-19 Support for Self Employed / Contract Workers
At the very least, it looks like you can get 2.5 times your monthly gross income from the Paycheck Protection Program where there is a good chance that the loan will be forgiven. Plus some relief from COVID-19 ECONOMIC INJURY DISASTER LOAN APPLICATION where $10,000 will be forgiven and you can ask for more money that will convert to a low interest loan.
The SBA lists participating banks on their site. My local bank was not listed but when I called them it turns out they are processing these loans. The COVID-19 ECONOMIC INJURY DISASTER LOAN APPLICATION loan is filled out on the sba site and money will be deposited directly to your bank account.