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I use netscape, and I recognized that both in netscape and IE automaticaly go to index.html when I open up a directory in the URL. Do these browsers automatically go to index.html or is it a general thing?  And, without going into a ftp client, is it possible to get netscape to just show the directories and files instead of index.html(perhaps with an applescript)?  And when there is no index, it does show just the directories and files.
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In actuality, Netscape does not automatically go to index.html.  The determining factor on what page gets loaded when you type http://www.anything.com/anything/ is actually set on the server side of things.  Most non-Wintel Web-servers come pre-configured to use index.html as the default page (Wintel machines have to use index.htm), but some default to default.html (or .htm for those poor PC users...  ;)  ) or home.html.

If you have access to the server, you can change it to anything!  

With regards to directories and files, the answer is no, unless the server is configured to let you.  We are talking about two different protocols here:  HTTP (Which is on port 80) and FTP (which is on port 21).  HTTP is a much more advanced protocol, supporting server side MIME types (I don't want to get into that now...), while FTP is much simpler and somewhat faster for file transfers.  Some servers will allow you to browse using HTTP access if you access the page http://www.anything.com/anything/overview.html.  Most, however, will not.  But you certainly don't need to launch a whole different programme to access directories via FTP!  Netscape has a decent FTP client built right in!  And what many people don't know is that you can log in to a server with your username and password by typing the following: ftp://<my_username>:<my_password>@www.anything.com/

This poses a security risk, as your password will be in plain view for anyone around, so for more safety, but less convenience, use ftp://<my_username>@www.anything.com/ and Netscape will prompt you for your password which will be encripted.

I hope this answers all your questions!

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