Using SSI and CGI for banners. Good?

I was planning on creating an SSI webpage (SHTML) which will make a call to my BANNER.CGI to insert the appropriate banner image and hyperlink. It will do this with the SSI command:
<!--#exec CGI="/cgi-bin/banner.cgi -->
Result after the SHTML page has been parsed by server:(The above line will be replaced with the following)
<a href="www.microsoft.com"><img src="ads/microsoft.gif" width=486 height=60></a>

Since I'm using SSI and making a call to my CGI isn't this all "twice" as much an impact on the server than if I just called my CGI directly and have it open a template HTML page and manually insert the appropriate graphics + hyperlink via a marker in the HTML page?! Or is the impact of SSI very minimal that the SSI + CGI method is an acceptable solution?  

Thank you VERY much for your help!
mirrorAsked:
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WileyKatCommented:
It sort of depends on your server. However, it is generally accepted (by me at least :) that using the SSI to call the CGI is actually easier, because your CGI doesn't have to waste time parsing the template file and inserting the HTML in the correct place. You save an entire file buffer, plus all the time involved in a file access, plus a bit of time in inserting the code. With SSI you just output your data. You also save the space on your server for the HTML template file. So I'd use the SSI+CGI method.
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