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Best Online-CREDIT CARD Service?

Posted on 1998-08-31
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Last Modified: 2013-11-18
I am looking for a service which offers online-credit card services for my website.

It would be great if there is NO setup fee or fees for anything accept a transaction %.  I would also love to have a phone # service to take in credit cards too just in case potential clients are afraid of the online service.

Thanks a bunch if you can help me out!
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Question by:ratboy2
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Erika083198 earned 100 total points
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Check out iBill at http://www.ibill.com.  They take 15% of the transaction and hold back 10% for six months.  The first payment will not be sent to you for six weeks as a security precaution on their part.

It's not the most desirable solution since they take such a big chunk but it doesn't cost a dime to set up and it doesn't cost you anything unless you have transactions.  

I looked all over the web and didn't find any other solution other than becoming a merchant which costs a lot of money if you don't have it. ;)
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by:ratboy2
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Thanks for the reply Erika.

I was by that site and took down their 888# they have splashed everywhere.  I tried calling it and found it was not in service.  I've even emailed them numerous times but i have yet to receive a single response.

I'd hate to do business with a company that doesn't take customer support seriously.  I'll keep trying though and if you find anymore great services please let me know.  My eye right now is on WWW800 (www.www800.com).  They require a startup fee of $200 but at least they take it from your revenue and not rewuire it upfront.

Cheers.


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by:Erika083198
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Hmm... I just tried it (888-237-1764) and it worked for me, maybe the phone lines got mixed up when you called.  I don't personally use them as I am working on getting myself set up as a merchant (at great cost! :( ) and have put all my credit card billing on hold until I get set up but I seriously considered their services.  I never called the number before tonight but I found their email based customer information very reliable, they keep normal business hours but I always received a response to my mail before 10am eastern time (where they are located) if I mailed the previous night.

I visited the WWW800 page and couldn't find a place where they specified the percentage they take out of your sales--they said they took a percentage but not what it is.  If you decide to go with them I strongly recommend finding out in advance how much of your profit they're going to eat into.

Best of luck!
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by:ratboy2
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The # probably doesn't work for me because I'm calling from Canada I guess.  Ho humm.

I will look into IBILL as you suggested.  And I will also check out WWW800's % bite.

Thanks for all your help and PLEASE keep your eyes open for any new messages I may post here for ya.  You've been a big help!


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