Converting Strings to Title case

What is the best and most efficient way to convert Strings to title case?  I know java.lang.String has methods to convert to UpperCase and to LowerCase, but I am surprised that there is nothing to convert to TitleCase.
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Could you explain what you mean with Title case? The Latin character set has two representations for each character, one is lower case (a) one is uppercase (A). What is Title case?
bjgAuthor Commented:
Where the first letter of the String is in upper case and the rest are in lower case.  java.lang.Character has a method called isTitleCase().
There is no method provided for that. You would have to write it yourself. Something along the lines of:

String tgt="THIS IS A TEST";
StringBuffer s=new StringBuffer(tgt.toLowerCase());
boolean raise=true;
for(int i=0; i<s.length(); ++i)
{   if(raise && !Character.isSpace(s.charAt(i)))
    {   s.setCharAt(i,Character.toUpperCase(s.charAt(i)));
    else if(!raise && Character.isSpace(s.charAt(i)))
    {   raise=true;
String ns=new String(s);

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