general protection fault involving vxt

What causes and how do I fix an error that will not allow me to reboot to windows 98 involving a windows protection error "when trying to initialize at VKD, you must restart your computer" and then it gives no more details,must be cold booted and will not start in safe mode - already tried scandisk and new keyboard already tried to format hard disk to no avail so will destroying everything on the disk allow me to reinstall windows and could this be a virus perhaps?
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Do you mean vxt or vxd?

What was the last thing you added to your system before the problem started?  That will help us help you.
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