I have some applications( php,asp scripts etc.) which I would like to sell online.
However, I don't want a thirdparty solution for selling like regnow.com or digibuy.com because they have high fees ( 20% etc.), also I would have my own solution, my own design of the formulars etc.
So, I searched the net and found a lot of stuff about payment gateways, merchant accounts etc.
What I want to ask you now is: do you have experiences with setting up your own biz and which merchant accounts are the best? Also I am not an US-citizen, I am from Switzerland... so possibly it will be hard for me to get an internet merchant account, or not..?
all input is welcome.