I setup Banner /etc/issue.net and it worked fine and dandy. I havent really dont anything. Honest! I read and re-read my admin journal and found nothing significant that would cause such issues (no pun intended).
So i changed the Banner /etc/issue.ssh (made a new file) and it isnt using it!!!
the problem is, if i login in ssh on a win ssh program, it does this
contents of issue.net (not issue.ssh as sshd_config says)
(though doesnt interpret the esc sequences for colour)
then it asks for passwd.
only thing significant i noticed was that i used to be able to login in from other servers i got here w/o passwd and now it makes me again.