Unable to Open Macro Storage on Export from Access to Word

Guys:

Before you say anything, I did see "that MS KB article" that everyone talks about when this question is posted, but it didn't help. I am running on Windows XP, with local admin rights, and the code works fine. A user then comes and log into my machine (losing local admin) and they get the Unable to open macro storage error, failing on:

Set WordDoc = WordApp.Documents.Open(FileName:="C:\FSBDB\q3-blank.doc")

Is there any way around this? The document is a word form (form fields) that I am dumping data into from the database table.. It works SO beautifully when I do it and it'd just kill me if I couldn't use it because of permissions.

Here's the complete code:
If WordApp Is Nothing Then
    Set WordApp = New Word.Application
Else
    Set WordApp = GetObject(, "Word.Application")
End If

If err.Number <> 0 Then
    err.Clear
End If

On Error GoTo 0

WordApp.Visible = False

Do While Not rs.EOF

Set WordDoc = WordApp.Documents.Open(FileName:="C:\FSBDB\q3-blank.doc")

    Bookmarks("txtTitle").Range.Fields(1).Result.Text = rs!Title
       
    .FormFields("lstDivision").Result = rs!Division
    .FormFields("lstCoreBusiness").Result = rs!CoreBusines
    .FormFields("lstProgram").Result = rs!SubItem
    .FormFields("lstThroneSpeech").Result = rs!ThroneSpeech
    .FormFields("lstBudget").Result = rs!Budget
    .FormFields("lstKeyStrategies").Result = rs!KeyStrategy

etc.....