SSL - which certificate?

I want to implement some pages to be SSL, where passwords are being transmitted and need some advice. Would I do this by implementing/charging client for the Verisign Certificate or is it appropriate to use the Microsoft Server Certificate Wizard to create one myself (or is that a stupid suggestion?)? Am using iis. Also, should I be using/purchasing a 40bit or 128bit  encryption method?
Chris_GrangerAsked:
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coreybryantCommented:
What are these passwords to?  If they are to CC information - 128 bit.  Check out www.geotrust.com for a cheaper cert or even www.thawte.com

-Corey
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Chris_GrangerAuthor Commented:
Does it matter who the certificate is purchased from or are they all just as secure?
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coreybryantCommented:
No, we use Geotrust ourselves & a lot of the CC processors use them now.  

-Corey
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