Secure Authentication

Okay I have built a municipality portal with CMS 2002 and want to integrate personalization and security within the site. Not sure what my options are. Right now any user can view the site and everything is cool. But I want to allow them to "personalize there page" like msn and what not. Also want to set up some secure transactions which allows them to pay for tickets, or register for a course or something.
So what options to I have for doing secure transactions and the authentication?
Any ideas welcome but need a concept ASAP.
solraccheffyAsked:
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