BULK INSERT WITH FORMATFILE

Hi Experts,

I want to insert records from a Comma seperated text file. I want to use FORMATFILE  to ignore Salary Field.

BULK INSERT TestEmp
From 'D:\Code\Refresh\New\SQLScripts\Empltest.txt'
  WITH(FIRSTROW = 2, FORMATFILE = 'd:\Code\Refresh\New\SQLScripts\Empl.fmt')

I am getting the following error:

"Bulk Insert fails. Column is too long in the data file for row 1, column 3. Make sure the field terminator and row terminator are specified correctly."


FORMATFILE - Empl.fmt
===============
8.0
5
1       SQLCHAR       0       10      ","                       1     EmpCode      SQL_Latin1_General_CP1_CI_AS
2       SQLCHAR       0       50      ","                       2     EmpName      SQL_Latin1_General_CP1_CI_AS
3       SQLDATETIME   1       4       ","                       3     DOJ          ""
4       SQLMONEY      1       8       ","                       0     Salary       ""
5       SQLCHAR       0       0       "\r\n"                    5     Comments     SQL_Latin1_General_CP1_CI_AS
-----------------------------------------------------------

TABLE - TESTEMP
===========
CREATE TABLE [TestEmp] (
      [EmpCode] [char] (10) COLLATE SQL_Latin1_General_CP1_CI_AS NULL ,
      [EmpName] [varchar] (50) COLLATE SQL_Latin1_General_CP1_CI_AS NULL ,
      [DOJ] [smalldatetime] NULL ,
      [Salary] [money] NULL ,
      [Comments] [varchar] (50) COLLATE SQL_Latin1_General_CP1_CI_AS NULL
) ON [PRIMARY]
GO

TEXTFILE - EMPLTEST.TXT
================

"EmpCode","EmpName","DOJ","Salary","Comments"
"001","Empl-A","10/01/2004","50000.00","AA"
"002","Empl-B","12/01/2004","45000.00","CC"
"003","Empl-C","05/25/2004","25000.00","DD"
"004","Empl-D","06/30/2004","35000.00","EE"
"005","Empl-E","02/28/2004","60000.00","FF"
-----------------------------------

Can you tell me, what's wrong with this formatfile?

Thanks in advance,
sps