failing to access samba from windows

Hi EE,  below is my smb.conf file.  I have (i think) installed samba.  But when I try and access the shares from a windows machine,  my password is not accepted.  I have tried this on both win98 and xp.  I can see the pc in the network neighbourhood. And the user on the windows system (including password) is a valid user on the linux system, but it keeps prompting me for password.  On another note.  when I allowed null password, then I have access and it even shows the correct home folder for the user logged in.



[root@Turtle1 data]# vi /etc/samba/smb.conf
# This is the main Samba configuration file. You should read the
# smb.conf(5) manual page in order to understand the options listed
# here. Samba has a huge number of configurable options (perhaps too
# many!) most of which are not shown in this example
#
# Any line which starts with a ; (semi-colon) or a # (hash)
# is a comment and is ignored. In this example we will use a #
# for commentry and a ; for parts of the config file that you
# may wish to enable
#
# NOTE: Whenever you modify this file you should run the command "testparm"
# to check that you have not made any basic syntactic errors.
#
#======================= Global Settings =====================================
[global]
        log file = /var/log/samba/%m.log
        load printers = yes
        idmap gid = 16777216-33554431
        socket options = TCP_NODELAY SO_RCVBUF=8192 SO_SNDBUF=8192
        enne which starts with a ; (semi-colon) or a # (hash)
# is a comment and is ignored. In this example we will use a #
# for commentry and a ; for parts of the config file that you
# may wish to enable
#
# NOTE: Whenever you m line which starts with a ; (semi-colon) or a # (hash)
# is a comment and is ignored. In this example we will use a #
# for commentry and a ; for parts of the config file that you
# may wish to enable
#
# NOTE: Whenever you mcrypt passwords = yes
        winbind use default domain = no
        template shell = /bin/false
        dns proxy = no
        server string = Turtle1
        idmap uid = 16777216-33554431
        workgroup = netcon
        os level = 20
        printcap name = /etc/printcap
        security = user
        max log size = 50

[homes]
   comment = Home Directories
   browseable = no
   writable = yes

# Un-comment the following and create the netlogon directory for Domain Logons
; [netlogon]
;   comment = Network Logon Service
;   path = /home/netlogon
;   guest ok = yes
;   writable = no
;   share modes = no


# Un-comment the following to provide a specific roving profile share
# the default is to use the user's home directory
;[Profiles]
;    path = /home/profiles
;    browseable = no
;    guest ok = yes


# NOTE: If you have a BSD-style print system there is no need to
# specifically define each individual printer
[printers]
   comment = All Printers
   path = /var/spool/samba
   browseable = no
# Set public = yes to allow user 'guest account' to print
   guest ok = no
   writable = no
   printable = yes