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xenoula

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Help with On-line payment

Hello,

I am working in a company where we are developing e-commerce sites which include online payment.
I am developing the website using PHP and database MySQL ,I have manage to create the shopping cart and the basket
and i don't know how to do the payment part.

I would really appreciate if you could explain to me how the online payment works and how i can manage to implement
online payment in the website.Do I need to create a script that will send the information to the bank?I am tottally confused even though I have search a lot in the internet but I still don't know how to do it.


Thank you in advance,
Xenia
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merwetta1

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try this ready to use payment gateway
http://www.ccavenue.com/
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xenoula

ASKER

Thank you both.Thank you very much merwetta1 for the information and the whole analyses you made. I  am going to search a little bit and i mignt ask you more answers.What i would like to ask you if this process is the same for UK,because I am working in UK and the websites that we will create will be for UK companies.It can also be used for all the countries?

Thank you,
Xenia
I don't know the specifics of UK card processing (I'm in U.S.), but the part that happens on your website will certainly be very similar. If you call Verisign (888-847-2747), I'm sure they could offer some insight.
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Apart from the merchant account ,the payment gateway and an SSLthat i will need.
What specific information do I have to put in the form that the user will put the details?
When the user will put the information and submit the button what is the process after that?

Could you please provide more information?

Thank you,
Xenia
http://developer.authorize.net/

You can look at Authorize.NET's docs for a full list of what they can accept.  Others are similar.

The basics are: Name, Address + ZIP, Card number, Card code.  You need all of these for the Address Verification System (the gateway changes address number, zip, and card code).  You can also submit an order number with the authorization request, to tie the processor to your accounts easier.  It's very useful if you have to go look up a transaction on the processor's site.
The answer to your question about the form specifics depends on which payment gateway you use. The customer will put in their billing info and credit card info. Then there will be some hidden form fields that have the transaction amount, your merchant number, and anything else the payment gateway requires. For an example, just view the source of any checkout screen at any ecommerce website.

At the Verisign website, http://verisign.com/products-services/payment-processing/index.html , you can get a white paper called "Online Payment Processing - What You Need To Know" (look for a link on the right) that does a pretty good job of giving an overview of the whole process for any gateway. You'll have to give Verisign your email though (they've never abused mine).

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I was away these days and I would like to leave it open as now I am doing the online payment and I might need some help.Could you please do that?I appreciate the help of all of the people who gave suggestions to me.

Thank you,
Xenia
Xenoula,
I suggest you post a new question in PHP area, with a link to this question. This has got old enough to be missed by many experts.
Read this as well: https://www.experts-exchange.com/help.jsp#hi5
Regards,
Huji