Exchange 2003 with SP2 compatible with TLS/SSL encryption??

I posted the question below in the Exchange section but no one would answer it. I suppose I should know this after working with Exchange for so long but I am not sure. Please see below. I'll take an educated quess at this point.

One of my users has received an email from a bank they do business with. The bank states that starting soon, all emails will be encrypted and that our email server should be compatible with TLS/SSL encryption. We run Exchange 2003 SP2 in our environment. I never really got into encryption with email. Is there anything special I need to do to allow this email to come through?

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mikedotmAuthor Commented:
Thanks for these articles. I read through them both. I don't think we have any need at this time to send encrypted email, we just need to receive an encrypted email from a bank. It sounds to me like just getting a certificate from either our own CA or from Verisign etc...and installing it on our SMTP Virtual Server will allow us to accept encrypted email. Not sure how this would allow us to receive encrypted email. I can see the need for a cert if we wanted to send encrypted email but why do we need one to receive? Also, what happens if we have front-end servers that receive all our mail for us? Do we need a cert for each Virtual server? All this is confusing me because I never really got into
email security although I would like to learn more.

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mikedotmAuthor Commented:
Thanks!! Makes much more sense now.
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