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how do i cash a cashiers check i purchased for a bank

Posted on 2007-12-04
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how do i cash a cashiers check i got to pay off a bank note .i find myself in need of the cash for another purpose.the check clearly states i am the remitter. can i go to the bank i purchased the check at and cash it back in?
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Question by:fmaus01
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Michel Plungjan earned 168 total points
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by:RDAdams
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Take the cashiers check back to the same branch you purchased it from and ask to cash it in.  they will likely require your bank card and some other form of ID (drivers license) to prove you are the person named on the cashiers check.
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by:fmaus01
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thank you for your help
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by:nickg5
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a cashier's check is an instrument that is normally paid for with cash, and the bank that issues it, will back it up. I once was paid by cashier's check and then the woman stopped payment on it. Bad story.
Yes, you can cash it as the issuing bank. With the "official" nature of a cashier's check, your bank should cash it too, especially if you have enough funds to cover it, in your account.
If not, they still may cash it, or accept it for deposit and get "some" of it back in cash despite the balance ofyour account. They can tell you what they will or will not be able to do over the phone, call them.
I have bought money orders before and ended up not using them and cashed them at multiple places, even Walmart. And official bank checks or casheir's checks are more formal than money orders.
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by:Computer101
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Forced accept.

Computer101
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