?
Solved

how do i cash a cashiers check i purchased for a bank

Posted on 2007-12-04
7
Medium Priority
?
2,195 Views
Last Modified: 2008-02-24
how do i cash a cashiers check i got to pay off a bank note .i find myself in need of the cash for another purpose.the check clearly states i am the remitter. can i go to the bank i purchased the check at and cash it back in?
0
Comment
Question by:fmaus01
[X]
Welcome to Experts Exchange

Add your voice to the tech community where 5M+ people just like you are talking about what matters.

  • Help others & share knowledge
  • Earn cash & points
  • Learn & ask questions
7 Comments
 
LVL 75

Accepted Solution

by:
Michel Plungjan earned 672 total points
ID: 20402865
0
 
LVL 17

Assisted Solution

by:RDAdams
RDAdams earned 664 total points
ID: 20403182
Take the cashiers check back to the same branch you purchased it from and ask to cash it in.  they will likely require your bank card and some other form of ID (drivers license) to prove you are the person named on the cashiers check.
0
 

Author Comment

by:fmaus01
ID: 20403350
thank you for your help
0
 
LVL 25

Assisted Solution

by:nickg5
nickg5 earned 664 total points
ID: 20407274
a cashier's check is an instrument that is normally paid for with cash, and the bank that issues it, will back it up. I once was paid by cashier's check and then the woman stopped payment on it. Bad story.
Yes, you can cash it as the issuing bank. With the "official" nature of a cashier's check, your bank should cash it too, especially if you have enough funds to cover it, in your account.
If not, they still may cash it, or accept it for deposit and get "some" of it back in cash despite the balance ofyour account. They can tell you what they will or will not be able to do over the phone, call them.
I have bought money orders before and ended up not using them and cashed them at multiple places, even Walmart. And official bank checks or casheir's checks are more formal than money orders.
0
 
LVL 1

Expert Comment

by:Computer101
ID: 20969973
Forced accept.

Computer101
EE Admin
0

Featured Post

Want to be a Web Developer? Get Certified Today!

Enroll in the Certified Web Development Professional course package to learn HTML, Javascript, and PHP. Build a solid foundation to work toward your dream job!

Question has a verified solution.

If you are experiencing a similar issue, please ask a related question

One of the biggest challenges facing freelancers is balancing multiple projects and deadlines. Organizational skills and time management are key to keeping up with projects and staying on track. Luckily, we’ve curated seven tools to help you focus o…
This article is written by John Gates, CISSP. Gates, the SNUG President-Elect, currently holds the position of Manager of Information Systems at Lake Park High School in Roselle, Illinois.
The Bounty Board allows you to request an article or video on any technical topic, or fulfill a bounty request to earn points. Watch this video to learn how to use the Bounty Board to get the content you want, earn points, and browse submitted bount…
Where to go on the main page to find the job listings. How to apply to a job that you are interested in from the list that is featured on our Careers page.
Suggested Courses
Course of the Month14 days, 11 hours left to enroll

771 members asked questions and received personalized solutions in the past 7 days.

Join the community of 500,000 technology professionals and ask your questions.

Join & Ask a Question