How can I change the default cursor in hover position?

Using Dreamweaver CS3, I have created a frameset with navigation links in the left frame. The links work - that is not the issue. The issue is that when in the left frame, the cursor displays as an I-Beam rather than the conventional arrow, and it does not change into the expected hand when a viewer hovers over the link. Even though the links do work if the viewer clicks on them, many viewers assume that the links are not working because the cursor does not change.

I have done nothing to change the default cursor to the I - beam and infact, I did not even know it was possible to do so.  I have not attempted to edit the CSS styles in any way other than, I have made sure that the "default" was selected for the cursor and Hover.  This did absolutely nothing to change the cursor in any way - it is still displaying as the I-Beam - therefore, I must conclude that for what ever reason, the default is somehow set to be the I-Beam in that frame set.  When in the Mainframe of the set, the cursor displays as the conventional arrow/ pointer.

I can use other techniques for the nav-bar that would effectively let viewers know that the links are active and working, but I would really like to have the hovering hand appear! Any help is appreciated.