Solved

Any Possible Problems with this CSS Layout?

Posted on 2009-04-04
6
782 Views
Last Modified: 2012-05-06
I have a CSS layout, three column fixed for 1280X800 resolutions & higher.  I have looked at the layout on IE 7, IE 8, Firefox, Opera (and I even downloaded Chrome to test this one).  It all looks OK and running it through the validator, it said it wanted a couple of widths but I was not sure (how much) to put in there.

Thanks!
/* Base Reset & Fonts

------------------------------------------------- */

body,div,dl,dt,dd,ul,ol,li,h1,h2,h3,h4,h5,h6,pre,form,fieldset,input,textarea,p,blockquote,th,td {margin:0;padding:0;}

table {border-collapse:collapse;border-spacing:0;}

th, td {vertical-align:top;}

fieldset, img {border:0;}

abbr,acronym {border:0;}

body {font:13px Arial,Helvetica,clean,sans-serif;}

table {font-size:inherit;}

select,input,textarea {font:99% Arial,Helvetica,clean,sans-serif;}

pre,code {font:115% monospace;}

body * {line-height:1.22em;}

label {cursor:pointer;}

address,caption,code,dfn,th,var {font-style:normal;font-weight:normal;}

ol,ul {list-style:none;}

caption,th {text-align:left;}

q:before,q:after {content:'';}
 
 

/* Main Structure - DO NOT CHANGE THIS SECTION!!

------------------------------------------------- */

html, body {height:100%;}

#wrap {min-height:100%;margin:0 auto;position:relative;overflow:auto;}

#pri, #sec, #ter {float:left;}

#pri {width:100%;}

#sec {position:relative;left:-100%;}

#ft {clear:both;position:relative;}

.grid-2 .col, .grid-4 .grid-2 {float:right;display:inline;}

.grid-2 div.first, .grid-4 div.first, .grid-3 .col {float:left;}

.grid-2 .col, .grid-4 .grid-2, .grid-4 .grid-2 .col {width:50%;}

.grid-3 .col {width:33%;}

body#onecol #sec, body#onecol #ter, body#twocol-left #ter, body#twocol-right #sec {display:none;}

body#onecol #pri .pad {margin:0;}

body#twocol-left #pri .pad {margin-right:0;}

body#twocol-right #pri .pad {margin-left:0;}
 
 

/* Widths & Footer height

------------------------------------------------- */

#wrap {width:1220px;}
 

#pri .pad {

margin:0px 275px 0px 265px;

padding:8px;

background-color:#ddecef;

}
 

#sec {

width:249px;

padding:8px;

margin-right:-265px;

background-color:#bfd9da;

}
 

#ter {

width:259px;

padding:8px;

margin-left:-275px;

background-color:#bfd9da;

font-family:Verdana, Arial, Helvetica, sans-serif;

}
 

#pri .pad, #sec, #ter {padding-bottom:56px;}
 

#ft {

width:1220px;

height:24px;

padding:8px;

margin:-40px auto 0;

}
 
 

/* General fonts

------------------------------------------------- */
 

/* A handy pixel to percent font conversion */

/*

10px / 77%

11px / 85%

12px / 92%

13px / 100%

14px / 107%

15px / 114%

16px / 122%

17px / 129%

18px / 136%

19px / 144%

20px / 152%

21px / 159%

22px / 167%

23px / 174%

24px / 182%

25px / 189%

26px / 197%

*/
 

/* 

	+++ VERY IMPORTANT+++

		The default font for these templates is 13px Arial, set on the <body> element.

		NEVER set a font-size or font-family on the <body> element.

		ALWAYS override using a child of <body>, with the pixel-equivalent percentage value for the font size, as documented above.

		

		EG: #pagewrap p {font-family:Verdana,Arial,Helvetica,sans-serif;}

		would set every <p> within #pagewrap to Verdana.

		It is better to set font-sizes on elements rather than containers.

*/
 

#wrap, #ft {font-family:Verdana, Arial, Helvetica, sans-serif;}

h1 {font-size:136%;}

h2 {font-size:107%;}

h3 {font-size:100%;}

h4 {font-size:92%;}

h5 {font-size:92%;}

h6 {font-size:92%;}

#pri p, #sec p, #ter p, #ter h2, #sec li, #pri th, #pri td, #pri caption, #pri dt, #pri dd, #nav li {font-size:92%;}

#utilitynav li, #nav li, #ft p, #ft li, #searchform input, #searchform label, #ter h3, #ter li {font-size:85%;}

#ft p, #ft li {font-size:77%;}

#sec li li, #pri legend, #nav li li {font-size:100%;}

strong, b, h2, h3, h4, h5, h6, #pri legend {font-weight:bold;}

em,i,cite {font-style:italic;}
 
 

/* Theme

------------------------------------------------- */

html, body {

background:#bfd9da;

color:#000;

}
 

a {color:#008dbc;}

a:hover {color:#000;}

a.skip {position:absolute;left:-9999px;}
 

#wrap, #ft {background:#bfd9da;}
 

#masthead {

color:#323232;

background:#f9f9f9;

position:relative;

margin: 0px auto;

padding: 5px 0px 5px 15px;

}
 

#logo a {

display:block;

background:url(cssimages/logo.gif) no-repeat 0 0;

width:300px;

height:70px;

text-indent:-9999px;

outline:none;

}
 

#tagline {

position:absolute;

left:-9999px;

}
 

#utilitynav {

position:absolute;

top:1em;

right:1em;

}
 

#utilitynav li {display:inline;}
 

#utilitynav li a {

display:block;

float:left;

border-right:1px solid #000;

padding:0 1.3em;

color:#000;

text-decoration:none;

line-height:1em;

}
 

#utilitynav li a:hover, #utilitynav li.current a {text-decoration:underline;}
 

#utilitynav li:last-child a, #utilitynav li.lastchild a {

border-right:0;

margin-right:0;

padding-right:0;

}
 

#searchform {

position:absolute;

top:3.33em;

right:1em;

}
 

#searchform label, #searchform input {float:left;}
 

#searchform .searchtext {

border:1px solid #b9b9b9;

width:152px;

padding-left:2px;

margin:0 0.33em;

}
 

#nav {

position:absolute;

bottom:0;

left:0;

width:100%;

}
 

#nav, #nav * {

margin:0;

padding:0;

list-style:none;

z-index:150;

}
 

#nav {

line-height:1.0;

width:100%;

background:#e1e1e1;

}
 

#nav ul {

position:absolute;

top:-999em;

width:10em; /* left offset of submenus need to match (see below) */

}
 

#nav ul li {

width:100%;

}
 

#nav li:hover {

visibility:inherit; /* fixes IE7 'sticky bug' */

}
 

#nav li {

float:left;

position:relative;

}
 

#nav ul li {

background:#e1e1e1;

}
 

#nav ul li:hover, #nav ul li.sfHover {

background:#d1d1d1;

outline:0;

}
 

#nav a {

display:block;

position:relative;

border-right:1px solid #c1c1c1;

padding:0.5em 2em;

text-decoration:none;

color:#000;

}
 

#nav ul a {

border-right:0;

border-bottom:1px solid #c1c1c1;

}
 

#nav li:hover ul, #nav li.sfHover ul {

left:0;

top:2.2em; /* match top ul list item height */

z-index:99;

}
 

#nav li:hover li ul, #nav li.sfHover li ul {

top:-999em;

}
 

#nav li li:hover ul, #nav li li.sfHover ul {

left:10em; /* match ul width */

top:0;

}
 

#nav li li:hover li ul, #nav li li.sfHover li ul {

top:-999em;

}
 

#nav li li li:hover ul, #nav li li li.sfHover ul {

left:10em; /* match ul width */

top:0;

}
 

#nav li:hover, #nav li.sfHover,

#nav a:focus, #nav a:hover, .sf-menu a:active {

background:#d1d1d1;

outline:0;

}
 

#nav li:last-child a, #nav li.lastchild a {border-right:0;}
 

/*** arrows **/

#nav a.sf-with-ul {

padding-right:2.25em;

min-width:1px; /* trigger IE7 hasLayout so spans position accurately */

}
 

.sf-sub-indicator {

position:absolute;

display:block;

right:.75em;

top:1.05em; /* IE6 only */

width:10px;

height:10px;

text-indent:-999em;

overflow:hidden;

background:url(cssimages/superfish/arrows-ffffff.png) no-repeat -10px -100px; /* 8-bit indexed alpha png. IE6 gets solid image only */

}
 

a > .sf-sub-indicator {  /* give all except IE6 the correct values */

top:.8em;

background-position: 0 -100px; /* use translucent arrow for modern browsers*/

}
 

/* apply hovers to modern browsers */

a:focus > .sf-sub-indicator,

a:hover > .sf-sub-indicator,

a:active > .sf-sub-indicator,

li:hover > a > .sf-sub-indicator,

li.sfHover > a > .sf-sub-indicator {

background-position: -10px -100px; /* arrow hovers for modern browsers*/

}
 

/* point right for anchors in subs */

#nav ul .sf-sub-indicator { background-position:  -10px 0; }

#nav ul a > .sf-sub-indicator { background-position:  0 0; }

/* apply hovers to modern browsers */

#nav ul a:focus > .sf-sub-indicator,

#nav ul a:hover > .sf-sub-indicator,

#nav ul a:active > .sf-sub-indicator,

#nav ul li:hover > a > .sf-sub-indicator,

#nav ul li.sfHover > a > .sf-sub-indicator {

background-position: -10px 0; /* arrow hovers for modern browsers*/

}
 

/*** shadows for all but IE6 and 7 ***/

.sf-shadow ul {

background:	url(cssimages/superfish/shadow.png) no-repeat bottom right;

padding: 0 4px 5px 0;

-moz-border-radius-bottomleft: 10px;

-moz-border-radius-topright: 10px;

-webkit-border-top-right-radius: 10px;

-webkit-border-bottom-left-radius: 10px;

}
 

.sf-shadow ul.sf-shadow-off {

background: transparent;

}
 
 

#splash {clear:both;}

#splash img {display:block;}
 

#pri p, #pri table {

margin-bottom:0.75em;

line-height:1.33em;

}

.striped {width:100%;}

.striped .col-one {width:10%;}

.striped .col-two {width:25%;}

.striped .col-three {width:15%;}

.striped .col-four {width:25%;}

.striped .col-five {width:25%;}

.striped tbody tr:nth-child(odd) td {background:#f1f1f1;}

.striped tbody tr.oddrow td {background:#f1f1f1;} /* Mozilla drops whole rules containing declarations it doesn't understand, so we repeat the striping rule using the class generated by jQuery */

.striped th, .striped td {padding:0.2em 0.6em;}
 

.striped th {

font-weight:bold;

background:#e2e2e2;

}
 

.faq dt {

font-weight:bold;

margin-bottom:1em;

cursor:pointer;

}
 

.faq dd {margin:-1em 0 1em;}
 

#subnav {margin-bottom:1em;}
 

#subnav li {

background:url(cssimages/bullet-subnav.gif) no-repeat 0 7px;

padding:3px 0 5px 13px;

border-bottom:1px solid #d1d3d4;

}
 

#subnav ul {

padding-top:4px;

}
 

#subnav li li {

background:url(cssimages/bullet-sub-subnav.gif) no-repeat 0 7px;

border-bottom:0;

}
 

#subnav li.current a {text-decoration:underline;}

#subnav li a {display:block;}

#subnav li.current li a {text-decoration:none;}

#subnav li.current li a:hover {text-decoration:underline;}

#subnav li:last-child, #subnav li.lastchild {border-bottom:0;}
 

#sec a {

text-decoration:none;

color:#000;

}
 

#sec a:hover {text-decoration:underline;}
 

#ter p {margin-bottom:1em;}
 

#ter ul {

list-style:disc;

padding-left:1.5em;

}
 

#ft {

background:#eee;

color:#000;

}
 

#ft p {padding:0 0 0.5em 2em;}
 

#ft ul#ftnav {

position:absolute;

right:1em;

}
 

#ft li {display:inline;}
 

#ft li a {

display:block;

float:left;

border-right:1px solid #000;

padding:0 0.8em;

color:#000;

text-decoration:none;

line-height:1em;

}
 

#ft li a:hover {text-decoration:underline;}
 

#ft li:last-child a, #ft li.lastchild a {

border-right:0;

margin-right:0;

padding-right:0;

}
 
 

/* Rounded corner box styles

------------------------------------------------- */
 

.rounded {

background:#f1f1f1;

padding:10px;

}
 
 

/* Shadowbox styles

------------------------------------------------- */

#shadowbox_container, #shadowbox_overlay {

top:0;

left:0;

height:100%;

width:100%;

margin:0;

padding:0;

}
 

#shadowbox_container {

position:fixed;

display:block;

visibility:hidden;

z-index:999;

text-align:center;

}
 

#shadowbox_overlay {

position:absolute;

background-image:url(cssimages/shadowbox/overlay.png);

background-repeat:repeat;

}
 

#shadowbox {

position:relative;

margin:0 auto;

text-align:left;

}
 

#shadowbox_body {

position:relative;

margin:0;

padding:0;

border:1px solid #fff;

overflow:hidden;

}
 

#shadowbox_body_inner {

position:relative;

height:100%;

}
 

#shadowbox_content.html {

height:100%;

overflow:auto;

}
 

#shadowbox_loading {

position:absolute;

top:0;

width:100%;

height:100%;

}
 

#shadowbox_body, #shadowbox_loading {

background-color:#060606;

}
 

#shadowbox_loading_indicator {

float:left;

margin:10px 10px 0 10px;

height:32px;

width:32px;

background-image:url(cssimages/shadowbox/loading.gif);

background-repeat:no-repeat;

}
 

#shadowbox_loading span {

font-family:'Lucida Grande', Tahoma, sans-serif;

font-size:10px;

float:left;

margin-top:16px;

}
 

#shadowbox_loading span a:link, #shadowbox_loading span a:visited {

color:#fff;

text-decoration:underline;

}
 

#shadowbox_title, #shadowbox_info {

position:relative;

margin:0;

padding:0;

overflow:hidden;

}
 

#shadowbox_title_inner, #shadowbox_info_inner {

position:relative;

font-family:'Lucida Grande', Tahoma, sans-serif;

line-height:16px;

}
 

#shadowbox_title {

height:26px;

}
 

#shadowbox_title_inner {

font-size:16px;

padding:5px 0;

color:#fff;

}
 

#shadowbox_info {

height:20px;

}
 

#shadowbox_info_inner {

font-size:12px;

color:#fff;

}
 

#shadowbox_nav {

float:right;

height:16px;

padding:2px 0;

width:45%;

}
 

#shadowbox_nav a {

display:block;

float:right;

height:16px;

width:16px;

margin-left:3px;

cursor:pointer;

}
 

#shadowbox_nav_close {

background-image:url(cssimages/shadowbox/close.png);

background-repeat:no-repeat;

}
 

#shadowbox_nav_next {

background-image:url(cssimages/shadowbox/next.png);

background-repeat:no-repeat;

}
 

#shadowbox_nav_previous {

background-image:url(cssimages/shadowbox/previous.png);

background-repeat:no-repeat;

}
 

#shadowbox_nav_play {

background-image:url(cssimages/shadowbox/play.png);

background-repeat:no-repeat;

}
 

#shadowbox_nav_pause {

background-image:url(cssimages/shadowbox/pause.png);

background-repeat:no-repeat;

}
 

#shadowbox_counter {

float:left;

padding:2px 0;

width:45%;

}
 

#shadowbox_counter a {

padding:0 4px 0 0;

text-decoration:none;

cursor:pointer;

color:#fff;

}
 

#shadowbox_counter a.shadowbox_counter_current {

text-decoration:underline;

}
 

div.shadowbox_clear {

clear:both;

}
 

div.shadowbox_message {

font-family:'Lucida Grande', Tahoma, sans-serif;

font-size:12px;

padding:10px;

text-align:center;

}
 

div.shadowbox_message a:link, div.shadowbox_message a:visited {

color:#fff;

text-decoration:underline;

}
 
 

/* Clearfix

------------------------------------------------- */

.grid-2:after, .grid-3:after, .grid-4:after {

content:".";

display:block;

height:0;

clear:both;

visibility:hidden;

}

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Question by:coreybryant
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6 Comments
 
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Author Comment

by:coreybryant
ID: 24067135
To see the parsed code, etc: http://beta.mymerchantaccountblog.com/
I also added the code below.
 
Thanks!


 

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">

<html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en" lang="en">

<head>

	<meta http-equiv="Content-Type" content="text/html; charset=utf-8" />

	<link rel="stylesheet" href="includes/master.css" type="text/css" media="screen" />

	<!--[if gte IE 6]><link rel="stylesheet" href="includes/ieonly.css" type="text/css" media="screen" /><![endif]-->

	<link rel="stylesheet" href="includes/print.css" type="text/css" media="print" />

	<title>My Merchant Account Blog</title>

	<meta name="description" content="My Merchant Account Blog should help you with your merchant account and electronic payment gateway. Also hopefully it will help explain some fraud attempts and how to notice fraud on your orders." />

	<meta name="keywords" content="merchant account, e-commerce, LinkPoint, ecommerce, paypal, electronic payment gateway, credit cards, accept credit cards" />

	<script type="text/javascript" src="/includes/external-window-http.js"></script>
 
 

</head>

<body>

	<div id="wrap">

		<div id="masthead"><h1>My Merchant Account Blog</h1>

<!-- <div id="infobox">My Merchant Account Blog should help you with your merchant account and electronic payment gateway.  Also 

	hopefully it will help explain some fraud attempts and how to notice fraud 

	on your orders.

</div> -->

</div> <!-- /masthead -->

		<div id="pri">

			<div class="pad">

		<!-- Begin .post -->
 
 

<h2>Certified E-Commerce Guru</h2>
 

<h6 class="date-header">Wednesday, January 21, 2009</h6>

<table style="width:366px; border:0px; border-collapse:collapse; float:left" cellpadding="0" cellspacing="0"><tr><td valign="bottom"><a href="http://www.experts-exchange.com/M_822411.html"><img src="http://www.experts-exchange.com/images/signatures/guruRankTop.gif" /></a></td><td colspan="2" valign="bottom" background="http://www.experts-exchange.com/images/signatures/guruTitleTop.gif"><a href="http://www.experts-exchange.com/M_822411.html" style="font: bold 16px Arial; color: #666; text-decoration:none;">coreybryant</a></td></tr><tr><td valign="top"><a href="http://www.experts-exchange.com/M_822411.html"><img src="http://www.experts-exchange.com/images/signatures/guruRankMiddle.gif" /></a></td><td valign="top"><a href="http://www.experts-exchange.com/M_822411.html"><img src="http://www.experts-exchange.com/images/signatures/guruTitleMiddle.gif" alt="Guru" /></a></td><td valign="top"><a href="http://www.experts-exchange.com/M_822411.html"><img src="http://www.experts-exchange.com/images/signatures/guruPointsMiddle.gif" alt="150,000 Expert Points" /></a></td></tr><tr><td valign="top"><a href="http://www.experts-exchange.com/M_822411.html"><img src="http://www.experts-exchange.com/images/signatures/guruRankBottom.gif" /></a></td><td colspan="2"  valign="top"><a href="http://www.experts-exchange.com/M_822411.html"><img src="http://www.experts-exchange.com/images/signatures//t2i/l_3766.gif" alt="E-Commerce" /></a><br /></td></tr></table>

<p><a href="http://www.experts-exchange.com/" title="Experts Exchange">Experts Exchange</a> 

is a collaboration of experts and IT professionals from around world helping to 

solve problems and share knowledge.&nbsp; Experts Exchange has over 900 zones currently.&nbsp; 

They recognize the experts on a point-based system.&nbsp; One of the writers on 

this blog, Corey Bryant, has achieved guru status for

<a href="http://miscellaneous.mymerchantaccountblog.com/certified-e-commerce-guru.pdf" title="E-Commerce Guru">

E-Commerce Guru</a>.</p>

<p>As noted last 

<a href="http://www.mymerchantaccountblog.com/archives.asp?chosenYear=2008&amp;chosenMonth=12" title="MyMerchantAccountBlog - December 2008">month</a>, the had also achieved the

<a href="http://www.mymerchantaccountblog.com/2008/12/payment-processing-recommendation-and-integrating" title="Payment Processing Recommendation and Integration Guru">

Payment Processing Recommendation and Integration Guru</a>.</p>

<p><a href="http://del.icio.us/post?url=http://www.mymerchantaccountblog.com/2009/01/certified-e-commerce-guru" title="Certified E-Commerce Guru"><img alt="Delicious" src="/images/social/delicious.gif" width="16" height="16" style="padding-right: 3px" /></a><a href="http://digg.com/submit?phase=2&url=http://www.mymerchantaccountblog.com/2009/01/certified-e-commerce-guru" title="Certified E-Commerce Guru"><img alt="Digg This Post" src="/images/social/digg.gif" width="17" height="16" style="padding-right: 3px" /></a><a href="http://www.newsvine.com/_tools/seed&save?u=http://www.mymerchantaccountblog.com/2009/01/certified-e-commerce-guru" title="Certified E-Commerce Guru"><img alt="Newsvine" src="/images/social/newsvine.gif" width="13" height="16" style="padding-right: 3px" /></a><a href="http://reddit.com/submit?url=http://www.mymerchantaccountblog.com/2009/01/certified-e-commerce-guru" title="Certified E-Commerce Guru"><img alt="Reddit" src="/images/social/reddit.gif" width="15" height="13" style="padding-right: 3px" /></a><a href="http://technorati.com/faves?add=http://www.mymerchantaccountblog.com/2009/01/certified-e-commerce-guru" title="Certified E-Commerce Guru"><img alt="Technorati" src="/images/social/technorati.gif" width="16" height="16" style="padding-right: 3px" /></a></p>	

<div class="blogbottom">Posted by <a href="http://www.loudcommerce.com" title="Visit Corey's Website">Corey</a> at <a href="2009/01/certified-e-commerce-guru" title="Permalink for Certified E-Commerce Guru">12:41:29 PM</a> in <a href="/miscellaneous" title="Miscellaneous">Miscellaneous (13)</a> | <a href="2009/01/certified-e-commerce-guru">Comments (0)</a>

</div>

<!-- End .post --> 
 

<h2>Your Merchant Account and Your Growing Business</h2>
 

<h6 class="date-header">Saturday, January 17, 2009</h6>

You have purchased a

<a href="http://www.mymerchantaccountblog.com/domain-names" title="Domain Name">

domain name</a>, found a good

<a href="http://www.mymerchantaccountblog.com/web-hosting-and-design" title="Web Hosting and Design">

web hosting</a> company, and found a product that you think you can sell.&nbsp; 

Now it is time to think about accepting credit cards.&nbsp; Normally, some people 

might think of going to their bank to get an Internet (keyed)

<a href="http://www.mymerchantaccountblog.com/merchant-accounts" title="Merchant Account">

merchant account</a>.&nbsp; Some banks might just tell you they refer merchants 

over to merchant account provider (ISO / MSP) since getting an Internet

<a href="http://www.mymerchantaccountblog.com/merchant-accounts" title="Merchant Account">

merchant account</a> also requires having an

<a href="http://www.mymerchantaccountblog.com/electronic-payment-gateways" title="Electronic Payment Gateway">

electronic payment gateway</a>.&nbsp; And all you needed was a way to accept credit 

cards on your web site.&nbsp; Unfortunately, this is a pretty large step and

<a href="http://www.mymerchantaccountblog.com/2009/01/the-players-in-an-e-commerce-transaction" title="The Players in an E-Commerce Transaction">

many companies are involved in a credit card transaction</a> on the Internet.<br />

<br />

You finally sifted through all the companies, listened to sales people tell you 

why their company is better and you have decided on a ISO / MSP 

and an electronic payment gateway.&nbsp; The ISO / MSP needs you 

to complete an application.&nbsp; Now, if you decided on a company based solely 

on a typical sales call, read the contract completely.&nbsp; It will be very detailed, 

explaining all the fees that are involved and if there is a contractual obligation.&nbsp; 

Even if the salesman told you it is month to month, make sure it is.&nbsp; Some 

will tell you it is month to month, but you might find the provider wanting a three-year 

agreement.&nbsp; So what if you business tanks in six months - the salesman made 

the sale and got the credit.&nbsp; Now you are stuck with a merchant account for 

thirty months.&nbsp; It could cost you upwards of $1,000 or more to cancel the contract 

and to make sure you do not end up on the

<a href="http://www.mymerchantaccountblog.com/2006/06/what-is-the-tmf-list-or-better-known-as-match" title="What is the TMF List or better known as MATCH">

TMF / MATCH List</a>.<br />

<br />

Once you have completed reading the contract, making sure it is everything you thought 

it would be, you are ready to start the process.&nbsp; It wants a lot of information, 

your DBA, the EIN, your address, phone number, e-mail address, how long you are 

in business, if you have had a merchant account before, how much monthly volume 

you expect, your average ticket amount.&nbsp; Now wait a minute, if you are just 

starting a business, how do you expect to know how much volume you will be receiving?&nbsp; 

You hope a lot, of course but being realistic, it might take a few months before 

you turn a profit.

<h3>Monthly Volume</h3>

Well what number should you enter into this field?&nbsp; Does it make a difference?&nbsp; 

Should you enter a number higher or lower than what you think?&nbsp; Some good questions 

to ponder.&nbsp; <br />

<br />

Well, it does make a difference in the number you enter.&nbsp; And it makes even 

a bigger difference if the average ticket is a large amount.&nbsp; For example, if you enter 

$20,000 for the monthly volume and $5,000 for the average ticket, the ISO / MSP will look into this account a bit more.&nbsp; One chargeback could easily 

push you over the

<a href="http://www.mymerchantaccountblog.com/2007/07/chargeback-ratios" title="chargeback ratio">

chargeback ratio</a>, thus having your merchant account suspended or even terminated.

<h4>Merchant Account Suspended</h4>

Let&#39;s look at this a bit differently.&nbsp; Most ISOs / MSPs in the 

United States will approve your application pretty quickly if it is under $30,000 

a month and you are not selling something they consider high risk.&nbsp; Some sales 

agents will tell you to enter what you think you will be doing in six months.&nbsp; 

Merchant account providers are in business to make money - most businesses are.&nbsp; 

The provider is the one who will have to pay the money back to the consumer if the 

merchant turns out to be fraudulent.&nbsp; They are the ones that monitor the merchant&#39;s 

activity.&nbsp; If there is a significant increase in volume and transactions, this 

could raise a red flag to the provider.&nbsp; The ISO / MSP might 

think you, the merchant, is doing something dishonest and might want to review your 

account.&nbsp; This is very typical - it helps to protect the provider.&nbsp; 

The provider could suspend some of the transactions while they verify the transaction 

with the consumer.<br />

<br />

If you call the ISO / MSP to let them know of this increase before 

it happens, things will usually be a lot easier.&nbsp; For example, maybe next month 

you are considering doing an advertisement on the local radio.&nbsp; You hope this 

will increase your sales.&nbsp; And you don&#39;t want anything to hinder your company 

from getting the money from those sales.&nbsp; The ISO / MSP might 

ask that you fax over the receipt from the radio station as confirmation.&nbsp; 

Fax that over and maybe the next day, follow-up with a phone call to make sure everything 

is OK.<br />

<br />

The ISO / MSP might also ask that you fax over a copy of your bank 

statement and complete a request for a limit increase.&nbsp; Do this right away 

to ensure no funds are held.&nbsp; Follow up with a phone call the next day or so, 

and always document who you spoke to - get their name or ID number.&nbsp; I am not 

saying that a ISO / MSP will do anything negative, it&#39;s just always 

good to have documentation.

<h3>Merchant Organic Growth</h3>

Another factor in growing is time in business.&nbsp; Hopefully your business grows 

month-to-month, year-to-year.&nbsp; Usually, merchant account providers will take 

this into consideration.&nbsp; For example, I spoke with Chris over at

<a href="http://www.cdgcommerce.com" title="CDGCommerce">CDGCommerce</a> recently 

about this.&nbsp; He said that usually no action is taken on a merchant if the volume 

increases slowly over time.&nbsp; He called it &quot;typical merchant organic growth&quot;.<br />

<br />

Consider this - each merchant is different.&nbsp; Each ISO / MSP 

is different.&nbsp; I know that most like certainty - something like the Pythagorean 

theorem if you will.&nbsp; Unfortunately, there is not a formula for them (merchants 

and merchant account providers) to just enter a couple of numbers into to get a 

specific answer.&nbsp; Everything is on a case by case basis.&nbsp; A considerate 

and polite attitude always helps as well.&nbsp; I know these matters can be very 

delicate and patience might be needed from time to time.&nbsp; <br />

<br />

If you see your business growing as the example above, it won&#39;t hurt to pick up 

the phone and call your ISO / MSP.&nbsp; I know, why bring attention 

to your account - things seem to be going OK, money is going into your bank account 

daily.&nbsp; But you are an honest businessman doing a hard day of work, so you 

have nothing to worry about.&nbsp; This will show the ISO / MSP 

you understand how much you respect having the account and you want to make sure 

you are playing by all the rules. <br /><br />

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<div class="blogbottom">Posted by <a href="http://www.loudcommerce.com" title="Visit Corey's Website">Corey</a> at <a href="2009/01/your-merchant-account-and-your-growing-business" title="Permalink for Your Merchant Account and Your Growing Business">6:43:41 PM</a> in <a href="/merchant-accounts" title="Merchant Accounts - Accepting Credit Cards">Merchant Accounts (40)</a> | <a href="2009/01/your-merchant-account-and-your-growing-business">Comments (0)</a>

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<!-- End .post --> 
 

<h2>The Players in an E-Commerce Transaction</h2>
 

<h6 class="date-header">Thursday, January 08, 2009</h6>

When you get a

<a href="http://www.mymerchantaccountblog.com/merchant-accounts" title="Merchant Accounts - Accept Credit Cards">

merchant account</a>, you usually let the merchant account provider know what card 

types (Visa, American Express, MasterCard, JCB, Discover, etc) you would like to 

accept.&nbsp; This usually permits the e-commerce merchant to accept any cards that 

display this logo, even debit cards (you might need to check something on your merchant 

account application for the debit cards).&nbsp; Accepting these cards, credit / 

debit, and at least Visa / MasterCard, will allow you to sell to most everyone.<br />

<br />

If you start to think about accepting credit cards, you might only be familiar with 

your merchant account provider, the

<a href="http://www.mymerchantaccountblog.com/electronic-payment-gateways" title="electronic payment gateway">

electronic payment gateway</a>, and the consumer.&nbsp; However, there are a few 

more companies involved in the transaction.&nbsp; We will take a look at some of 

the companies and their function in a (Visa) e-commerce transaction.

<h3>E-Commerce Merchant</h3>

An e-fcommerce merchant is an authorized individual / company of certain card associations 

(Visa, MasterCard, American Express, Discover Financial Services, JCB, etc. for 

services or products.

<h3>Cardholder</h3>

An authorized individual / company that has a card with one of the card association 

logos on it.

<h3>Issuing Bank</h3>

This is a financial institution that maintains the (Visa) cardholder&#39;s relationship 

while also issuing (Visa) cards and contracts to cardholders for repayments of transactions.

<h3>Acquiring Bank</h3>

This is a financial institution that contacts with merchants to accept and process 

(Visa) cards for payment of services and goods.

<h3>VisaNet Processor</h3>

A member (or Visa approved nonmember) that is directly connected to VisaNet&reg; to provide 

authorization, clearing, or settlements for merchants / members.

<h3>VisaNet&reg;</h3>

This is a collection of systems that support the electronic transmission of 

all Visa card authorizations between acquirers and issuers and facilitates the 

settlement of funds.&nbsp; In January 2002, First Data announced a program in 

which card transactions where First Data is the processor for both the card 

issuer and the merchant would be processed internally by First Data, without 

going through VisaNet&reg;.&nbsp; Visa did sue First Data but it was settled:

<a href="http://news.firstdata.com/news/releaseDetail.cfm?ReleaseID=203138" title="Visa USA and First Data Corporation Agree to Settle Legal Dispute">Visa USA and First Data Corporation Agree to Settle Legal Dispute</a>.

<h3>Merchant Servicer</h3>

This is a company

that stores, processes, or transmits account numbers on behalf of a member&#39;s 

merchant.&nbsp; Some examples include providing services as online shopping 

carts,

<a href="http://www.mymerchantaccountblog.com/electronic-payment-gateways" title="electronic payment gateways">

electronic payment gateways</a>, hosting facilities, data storage, 

authorization, and / or clearing and settlement messages.

<br />

<br />

All these companies or services help the authorization, authentication, and 

settlement of the transaction.

<br /><br />

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<div class="blogbottom">Posted by <a href="http://www.loudcommerce.com" title="Visit Corey's Website">Corey</a> at <a href="2009/01/the-players-in-an-e-commerce-transaction" title="Permalink for The Players in an E-Commerce Transaction">5:18:14 PM</a> in <a href="/merchant-accounts" title="Merchant Accounts - Accepting Credit Cards">Merchant Accounts (40)</a> | <a href="2009/01/the-players-in-an-e-commerce-transaction">Comments (1)</a>

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<!-- End .post --> 
 

<h2>Credit Transaction</h2>
 

<h6 class="date-header">Tuesday, December 30, 2008</h6>

There might be a 

time where you need to refund a customer, however the transaction is not on the 

electronic payment gateway.&nbsp; For example, you might have change

<a href="http://www.mymerchantaccountblog.com/electronic-payment-gateways" title="electronic payment gateways">

electronic payment gateways</a> or the customer no longer has the credit card 

that was used to purchase the merchandise.&nbsp; <br />

<br />

This feature is usually disabled because of the risks involved.&nbsp; For 

example, the merchant could abuse this privilege by crediting his own credit 

card.&nbsp; You might have an individual that does the billing, and that person 

could credit his own credit card, skip town - leaving you with an empty bank 

account.&nbsp; Or you might accidentally enter the wrong credit card number in 

the virtual terminal, thus crediting another person instead of your customer.<br />

<br />

In the electronic <a href="http://www.mymerchantaccountblog.com/electronic-payment-gateways" title="electronic payment gateways">payment gateway&#39;s</a> virtual terminal, look for Credit (instead 

of Sale).&nbsp; You should be able to enter the correct information to credit 

your customer&#39;s credit card.&nbsp; If you do not see this option, contact your

<a href="http://www.mymerchantaccountblog.com/merchant-accounts" title="merchant account">merchant 

account</a> provider to have permission to do a credit transaction. 

<br /><br />

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<div class="blogbottom">Posted by <a href="http://www.loudcommerce.com" title="Visit Corey's Website">Corey</a> at <a href="2008/12/credit-transaction" title="Permalink for Credit Transaction">11:51:01 AM</a> in <a href="/miscellaneous" title="Miscellaneous">Miscellaneous (13)</a> | <a href="2008/12/credit-transaction">Comments (0)</a>

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<li><a href="/2008/12/implement-strong-access-control-measures">Implement Strong Access Control Measures</a></li>
 

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<div class="rsslinks"><a href="http://www.mymerchantaccountblog.com/feeds.asp">Feeds Available </a>

</div>

<div class="footerinner">&copy; <a href="http://www.loudcommerce.com/">

	LoudCommerce</a> | Valid <a href="http://validator.w3.org/check?uri=referer">XHTML 1.1</a> and <a href="#">CSS 2.0 </a>

</div>

</div>
 

<script type="text/javascript" src="http://track3.mybloglog.com/js/jsserv.php?mblID=2007040707521384"></script>

<script src="http://www.google-analytics.com/urchin.js" type="text/javascript">

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_uacct = "UA-314142-10";

urchinTracker();

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document.write(unescape("%3Cscript src='" + _wh + "/js/woopra.js' type='text/javascript'%3E%3C/script%3E"));

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</body>

</html>

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LVL 5

Expert Comment

by:GeekyDesigner
ID: 24067418
Hello,

I looked at your code, and see errors, but not specifically width problems.  

I'm not sure what validator you are using, but these are the ones I would suggest:

http://validator.w3.org/ ( for HTML)

http://jigsaw.w3.org/css-validator/  (for CSS)


When I run page through these validators, these are the errors:

http://validator.w3.org/check?verbose=1&uri=http%3A%2F%2Fbeta.mymerchantaccountblog.com%2F

http://jigsaw.w3.org/css-validator/validator?profile=css2&warning=2&uri=http%3A%2F%2Fbeta.mymerchantaccountblog.com%2F


Also, your doc type is xHTML strict mode. Consider changing this to xHTML Transitional:

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">

I hope this helps,

~GD


0
 
LVL 29

Author Comment

by:coreybryant
ID: 24069020
I did use the Jigsaw page for the validation.
Some of the elements are not being used - I just need to remove them at some point.  But for example, it reports
In (x)HTML+CSS, floated elements need to have a width declared. Only elements with an intrinsic width (html, img, input, textarea, select, or object) are not affected
for (I believe) the below code.

#pri .pad {

margin:0px 275px 0px 265px;

padding:8px;

background-color:#ddecef;

}

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LVL 5

Expert Comment

by:GeekyDesigner
ID: 24069307
Is there some reason you can't add a width to the floating elements?

~GD
0
 
LVL 29

Author Comment

by:coreybryant
ID: 24076754
I probably could but that brings me back to the original question almost (it said it wanted a couple of widths but I was not sure (how much) to put in there.)
0
 
LVL 5

Accepted Solution

by:
GeekyDesigner earned 500 total points
ID: 24077809
There are a few ways you could get the width of the floating elements:

1. Use a screen ruler. I personally use Cool Ruler:
http://www.softpedia.com/get/Desktop-Enhancements/Other-Desktop-Enhancements/Cool-Ruler.shtml

2. Use Photoshop. Use a screen shot of the page or use your Photoshop mockup.

a. Create a rectangle marque around the floating div.

b. In the top menu go to Edit/Copy Merged

c. Then:  file/new

d. When the pop up box for the new file appears, note the width. That is the width size you need.

Of course, this will just give you a rough width size. You will probably have to play with the width in your CSS file to get it pixel perfect.  :)

I hope this helps!

~GD




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