two way lookup issue

I'm trying to do a two way look up to match discounting factors...I've attached an example sheet on what I am trying to do...anyone got any ideas on this?

maybe i can do this in access??
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zorvek (Kevin Jones)ConsultantCommented:
=INDEX(C3:E5, MATCH("*"&B8&"*",B3:B5,0), MATCH("*"&C8&"*",C2:E2,0))

zorvek (Kevin Jones)ConsultantCommented:
This formula can be copied down once placed in D8:

=INDEX($C$3:$E$5, MATCH("*"&B8&"*",$B$3:$B$5,0), MATCH("*"&C8&"*",$C$2:$E$2,0))


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