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troubleshooting Question

pro's and con's of combining isp

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I am looking for pro's and con's of using Verizon Fios and Comcast cable internet (both around 40 -50meg each) in a combined enviroment for speed as well as redundancy in case we lose one service.
Currently we have a 12 meg internet service going thru a Cisco 3845.
My concern is there are no SLA's for eithier Verizon and Comcast but the price is 1/10th the price. Are there any major issues with going to this new setup?
Thanks for your advice
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