Free photoalbum softwares

Dear Experts

I'm looking for a software that can easily create photoalbums like on the picture I've attached below.
[Basically a software where you can add picture with comments].
A free software that doesn't need to be linked to the web would be ideal.

Thanks for your help!
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I've used Gallery alot, and I'm very satisfied with it.

It's open source, and afaic it also supports windows now. Although I've only run it on linux/FreeBSD.
chinguettiAuthor Commented:
beester, thanks for your reply.
i want something that doesn't link with the web though.
chinguettiAuthor Commented:
Solved this using a smart excel sheet which imports pictures and fits them into a set grid.

Thanks for your help.

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