1.5 Factor authentication

Hi,

Some of us were discussing SSL over the internet access to a web resource.  We discussed complex passwords for auth worst case and RSA best case.  One of the guys brought up 1.5 factor authentication.  I assumed this meant password plus something (maybe a cert) ?  I had never heard of this term.  Googled it and even binged it, and neither one had any results.  Does anyone have experience with this term ?

Thanks
Elemental12Asked:
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Dave HoweSoftware and Hardware EngineerCommented:
Sure. it exists for solutions where the secondary factor can be derived from the traffic - One example would be this:

http://www.swivelsecure.com/?page=turing

With this method, the user selects digits from the image based on a known secret (a pin, effectively) and enters them, along with their regular username/password pair.

Assuming an attacker could intercept and decode the traffic (difficult; this is ssl encrypted; a screenshot and keylogger combo would work though) they could derive the secret used to select digits from the choice of digits made; however, just a straight keylogger or straight screenshot would not do, as you would need both the image and the entered (selected) digits.

Hence, this is *almost* two factor; not quite a one-shot password, but more secure than a static password that a keylogger could capture.
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Elemental12Author Commented:
Perfect answer and example, thank you so much.
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