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VOIP Choices

Instead of using an "internet" phone from a cable company with their "packages," I have been looking at VOIP choices like "magicJack" and "NetTalk." The good thing about NetTalk (and therefore the bad thing about magicJack), is that NetTalk can be used by plugging it directly into the router and not having the computer always on. But than there is the issue of phone sound quality (static, etc).
Any advice I can get on an moderate to inexpensive (cheap) VOIP, I would appreciate your thoughts very much.
Thank You.
GadgetDude
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jfaubiontx
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There are a number of similar providers. Teliax and Vitelity are two of the ones I'd suggest. Both have packages that include the Analog Terminal Adapter (ATA) hardware that your talking about. You can also buy your own ATA and buy the service from them. Vitelity offers a number with SIP for $1.95 per month and calls at 1.4 cents per minute. Teliax offers bring your own hardware plans with no monthly fee and calls at 2 cents per minute.

Teliax
Vitelity
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There is regret that I display my ignorance concerning all matters "VOIP," but in checking the Teliax and Vitelity sites, one thing stands out: their expensive monthly rates.  When I consider them - in comparison with - NetTalk (which, after the first year is only $29.95 for an entire year); it would appear that NetTalk is a least expensive choice (quality of connection not withstanding).
Perhaps I need a more intensive study of all things VOIP before investing in either time or money.
I am probably missing something here. I shall consider your suggestions.
GadgetDude
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jfaubiontx
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Thankfully, you have given me something to think about. I will do additional research and compare that research, and your comments, with my budget. I will respond shortly.
I am grateful.  GadgetDude
I apologize for responding so late; but, we have moved our offices out of San Francisco and to Las Vegas. Don't we all love MOVING? (Yeah, I'd rather have 3 teeth pulled WITHOUT Novocaine.   LOL
Thanks.  GadgetDude