• Status: Solved
  • Priority: Medium
  • Security: Public
  • Views: 407
  • Last Modified:

PCI Security Related: How to authenticate large credit card transactions?

This one is a little off the beaten path for EE - but hey nothing ventured..

We take some very large credit card transactions over the phone for our services.  e.g. like $50,000 for a single transaction.  In order to authenticate the person we typically require the customer to fax in a copy of drivers license and the credit card.  I was hoping a security pro might be able to advise on another method of verifying that the customer is who they say they are and is authorized to use that particular credit card.  Thank you.
0
amigan_99
Asked:
amigan_99
2 Solutions
 
RobertPartenCommented:
Have you checked with your Credit Card Processing company to see if they offer other mechanisms? A lot of banks offer a number to businesses that allows you to verify identity. Otherwise, I would check with your credit card processing company for further detail.
0
 
ChopperCenturyCommented:
Other than all the typical checks you would perform there is really no way to validate that the person ordering is the actual card holder. Even people who pass the AVS check and CVV code can still be fraudulant. With the volume of cash you are risking in the sale, you are being very dilligent with requiring a faxed DL. There will always be that one fraudster that gets by and when gambiling with those high transcations, you typically reflect to your organizational risk assessment for guidance.
0
 
amigan_99Network EngineerAuthor Commented:
Thank you for the ideas.
0
Question has a verified solution.

Are you are experiencing a similar issue? Get a personalized answer when you ask a related question.

Have a better answer? Share it in a comment.

Join & Write a Comment

Featured Post

Improve Your Query Performance Tuning

In this FREE six-day email course, you'll learn from Janis Griffin, Database Performance Evangelist. She'll teach 12 steps that you can use to optimize your queries as much as possible and see measurable results in your work. Get started today!

Tackle projects and never again get stuck behind a technical roadblock.
Join Now