Needs help in output

Hi guy: Can any one please help me that why it shows only year1 why it not shows the rate of the rest of the years in the program ? Thanks.

#include <iostream>
#include <iomanip>
#include <cmath>
using namespace std;

int main()
{
      int principal = 1000;
      int years = 1;
      double balance = 0.0;
      double rate = 0.03;
      do
      {
            cout << "Year" << years << ":" << endl;
            while (rate < .06)
            {
                  balance = principal * pow(1 + rate, years);
                  cout << fixed << setprecision(0);
                  cout << " Rate " << rate * 100 << "%: $";
                  cout << setprecision(2) << balance << endl;
                  rate +=.01;
            }
            years +=1;
      }      while (years < 6);
            system("Pause");
            return 0;
}