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Credit Card Payment - Internet based payment

Posted on 2011-09-20
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Last Modified: 2012-06-27
why we cant implemrnt the PIN on the web based transaction to protect the unathorised use of card up to some extend
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Question by:cur
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by:Dave Baldwin
Dave Baldwin earned 125 total points
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The information you collect is determined by your 'credit card service provider' or 'payment gateway'.  I think the PIN is only used on a direct connection to the issuing bank.  An internet provider probably doesn't have access that can verify the PIN.
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by:cur
ID: 36571165
yes .  internet payment largely unsecure due that  that varification issue  . isn't it .
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Dave Baldwin earned 125 total points
ID: 36571725
No, I have no reason to think that.  Almost everything else like the CCV code and the name and address are checked by the payment gateways.  That can actually make it more secure.  If someone gets your PIN and card, they can use it however they want because that is the only thing that is checked.  Some gas stations ask for my ZIP code these days.  As far as I know, you have to have the card to use the PIN.
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