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Paypal for annual fees

I'm using joomla to build a website for a club of around 100 members. Each club member pays either $30, $50 or $75 once a year as a membership fee. I would like to add a paypal button that when clicked on, would give the club members the option to select one of the 3 amounts, and pay that.

Can anyone recommend something to do this? Would I require a paypal merchant account to receive these payments?
Lastly, can people pay me if they don't have a paypal account, but want to use their credit cards to pay into my paypal account.

Phew, that's a lot of questions!
Thanks in advance for any assistance :)
2 Solutions
Your easiest option would be to use an existing plug in.  check out Easy Paypal.

I think that Paypal Pro supports making payments without making your customer sign up for paypal.  You can get more info on PayPal Pro.  Click the "How It Works" button to see how it does.
It depends on what country you are in basically.  US merchants can sign up with PayPal Pro or Standard which won't require most users to have a Paypal account.  

FAQs for Recurring payments for Express Checkout and Website Payments Pro

Website Payments Standard will also give you some ideas on their fees.  Depending on your volume and type of membership, a merchant account might even be better.  With membership based websites though, there is a higher risk of chargebacks.  You might also check out amemberpro - I think they have a plug in for Joomla which would help with integration.  
rockmonstersAuthor Commented:
Thanks guys, I ended up using a very handy module OSDonate, which can be found here.

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