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In practice I understand you are talking about huge Hashtables with many thousands entries.<br />
With small Hashtables in most common tasks &nbsp;it would probably all be not so relevant
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Hi Friends,<br />
<br />
can you please explain what will happen when load factor will increase to .95?will it effect any performance issue on hash table? 
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Hi Friends,

can you please explain what will happen when load factor will increase to .95?will it effect any performance issue on hash table? 

In practice I understand you are talking about huge Hashtables with many thousands entries.
With small Hashtables in most common tasks  it would probably all be not so relevant

Regarding load factor in collections

Java is a platform-independent, object-oriented programming language and run-time environment, designed to have as few implementation dependencies as possible such that developers can write one set of code across all platforms using libraries. Most devices will not run Java natively, and require a run-time component to be installed in order to execute a Java program.