I have 6 fields.
If any of the first 4 are negative I need to add them up with the -Abs(Withdraw) and call it Withdraw.
If any of the first 4 are positive I need to add them up with Contributions and call it Contributions.
*Note, the fields may be zeros or NULLs also
The final select statement just needs to be
Withdraw,Contributions from balances.