How would you combine 6 source fields into 1 composite field from a MS Access 2003 query?

How would you revise the following INSERT INTO SQL statement so that the field Description is comprised of 6 fields as follows,

4 fields that were originally combined into refNo          PLUS the
2 fields that were originally combined into Description

(IIf(IsNull(a.JournalRef),' ',a.JournalRef)+','+IIf(IsNull(a.CTREF),' ',
a.CTREF)+','+IIf(IsNull(a.AgentCTREF),' ',a.AgentCTREF)+','+IIf(IsNull(a.OurREF),
' ',a.OurREF)) AS refNo


(IIf(IsNull(a.AgentComments),' ',a.AgentComments)+','+IIf(IsNull(a.AgentReference),
' ',a.AgentReference)) AS Description

INSERT INTO tblOpenItems
SELECT b.[Bank Code] AS Bank, b.[COST CNTR] AS Office, (' ') AS checkNum,
(IIf(IsNull(a.JournalRef),' ',a.JournalRef)+','+IIf(IsNull(a.CTREF),' ',
a.CTREF)+','+IIf(IsNull(a.AgentCTREF),' ',a.AgentCTREF)+','+IIf(IsNull(a.OurREF),
' ',a.OurREF)) AS refNo, Format(Format(a.ValueDate,"0000\/00\/00"),"mm\/dd\/yyyy")
AS [trans date], a.Mnem AS Type, Format(Format([a.Posting Date],"0000\/00\/00"),
"mm\/dd\/yyyy") AS [process date], (' ') AS Pending, a.Age AS AgeDays, IIf([S/L]="S",
IIf([DR/CR]="Credit","A","B"),IIf([DR/CR]="Credit","D","C")) AS T,
(IIf(IsNull(a.AgentComments),' ',a.AgentComments)+','+IIf(IsNull(a.AgentReference),
' ',a.AgentReference)) AS Description, IIf([DR/CR]="Credit",a.Amount*(-1),a.Amount)
AS Amount, (' ') AS UserID, (' ') AS AuditDate, Message AS Footnote, [b.Report Name]
AS responsibility, b.rptID AS rptID, 'Intellimatch' AS [Report Name], ('H') AS manual
FROM tblBanks AS b, OI_Intell AS a
WHERE left(a.BalancePool,3) & mid(a.BalancePool,5)=b.[GLAcct#];

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Hamed NasrRetired IT ProfessionalCommented:
Replace IIf(IsNull(    to  Nz(
Such as:
IIf(IsNull(a.JournalRef),' ',a.JournalRef)+','+IIf(IsNull(a.CTREF),' ', .....
Replace To:
Nz(a.JournalRef,' ') & Nz(a.CTREF,' ') .......

Complete and check and give feedback.
Hamed NasrRetired IT ProfessionalCommented:
use + for numeric and & for string fields

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Query Syntax

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