Web Deployment Utility Fails on local Cookies/Index.dat file

Started out using the IIS 6/IIS 7 Web Deployment Unility w/o any problems - but when I got to an IIS 6.0 server that needed about ten or 12 sites exported, the msdeploy - to a packaged ZIP file fails with an error stating something to the effect of:  'An error was encountered when processing 'Read File' on index.dat - Error Code was 0x80070020, The Processess Cannot Access The File C:\Documents & Settings\(logged-on user)\cookies\index.dat - the file is currently in use.'

I ran the SysInternals Handles program and it appeared that that the local anti-virus software was using that index.dat file (not sure why that would adversly affect Web Deploy though given that file is in the Docs & Settings folder).  So we temporarily uninstalled the AV, but the problem persists.  Is there a switch to make Web Deploy ignore any files in the Docs & Settings folder when creating a ZIP package ?  Or any other suggestions to get around this problem ?

TIA for any help on this ...

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