Mastermind Group Chat Software

Hi All,

Im looking for a real-time chat software (web based if possible) that users can log into and partake in a discussion, ask questions, upload files etc.

I think Skype is a good solution for this as I can backup all the chat logs by using G-Recorder, however I'd like to see what else is out there.

I'd need the ability to backup the chat logs, and also to add users both manually and automatically after they complete the payment process.
Thanks in advance.
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