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Authorize.net XML Error E00002 - XML type not supported

Situation: I have a FileMaker solution that currently uses a payment gateway to handle credit card transactions. The transactions are submitted using XML and a URL Post. I use the Troi URL plugin to do the POST because FileMaker does not have this capability built in. There is no issue with this gateway, it's worked fine for years.

I am now trying to do the same thing with Authorize.net. Using their AIM XML guide, I have setup an XML "payload" to submit to the test URL. When I submit it I'm getting back the following Error message including the garbage characters at the beginning:

Ôªø<?xml version="1.0" encoding="utf-8"?><ErrorResponse xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd"><messages><resultCode>Error</resultCode><message><code>E00002</code><text>The content-type specified is not supported.</text></message></messages></ErrorResponse>
The Authorize.net description of this error is:

API Error Code: E00002
Error Code Text: The content-type specified is not supported.
Description: The only supported content-types are text/xml and application/xml.

My Troi URL plugin submission in FileMaker looks like this:

TURL_Post( ""; "https://apitest.authorize.net/xml/v1/request.api"; "xml=" & $XML_Payload )

The $XML_Payload is a script variable contains the sample XML code below. What I'm wondering is if Authorize.net expects some special string or code to say that this is "text/xml" coming in...

<?xml version="1.0" encoding="utf-8"?>
<createTransactionRequest
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns:xsd="http://www.w3.org/2001/XMLSchema"
xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
<merchantAuthentication>
<name>111222333</name>
<transactionKey>1234123412341234</transactionKey>
</merchantAuthentication>
<transactionRequest>
<transactionType>sale</TransactionType>
<amount>10</amount>
<payment>
<creditCard><cardNumber>4111111111111111</cardNumber>
<expirationDate>12/13</expirationDate>
<cardCode>123</cardCode></creditCard>
</payment>
\<customer><id>115</id><></></customer>
<billTo>
<firstName>Sally</firstName>
<lastName>Peterson</lastName>
<company></company>
<address>8 Steiger Road</address>
<city>Boston</city>
<state>MA</state>
<zip>02116</zip>
<country></country>
</billTo>
<customerIP></customerIP>
<transactionSettings>
<setting>
<settingName>allowPartialAuth</settingName>
<settingValue>false</settingValue>
</setting>
<setting><settingName>duplicateWindow</settingName>
<settingValue>0</settingValue>
</setting><setting><settingName>Customer</settingName><settingValue>false</settingValue>
</setting>
<setting><settingName>testRequest</settingName>
<settingValue>false</settingValue>
</setting>
</createTransactionRequest>
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