Stripe - Save & Charge Later

Hi, has anyone used Stripe's Save & Charge Later service -

I am hoping to integrate this into a crowd funding model, but i have a few questions:

01 - does this allow you to almost pre approve payments, as in you can allow the customer to enter their credit card details, and you will only process the payment if the crowd funding event is successful?

02 - does the customer have to sign up to Stripe too, or do they just need to enter their CC details?

Thanks in advance for your help...
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