Microsoft Account on Windows 8.1

When I installed windows 8 it insisted on creating a sign-in with a Windows account.  I did so, but I quickly created another account that I used almost all the time.

I can see some of the features of signing-in with a Windows account, but my thinking is that when you have access to the web like this, the web then has access to you.  I have a lot of personal files on my machine I would not like broken into.

Anyone have any practical advice on logging in with a Windows account - the pros and cons?
WoodrowAAsked:
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WoodrowAConnect With a Mentor Author Commented:
Thank you.

That confirms my concerns.
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aadihCommented:
You may like to read the following article, "The hidden danger of Windows 8 Microsoft accounts":

http://www.infoworld.com/t/microsoft-windows/the-hidden-danger-of-windows-8-microsoft-accounts-191185 >
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Alan HendersonRetired marine engineerCommented:
aadih answered the question.

Why should he not have his answer accepted?
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WoodrowAAuthor Commented:
I hit the wrong button.  My intention was to give credit to aadih.  Will you fix this?
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aadihCommented:
FWIW: It's a-okay with me. :-)

No objections, your honor. :-)
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WoodrowAAuthor Commented:
Thank you
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