Download all files with one click

Here is the scenario.

This is in a secure intranet. User uploads a copy of someone's birth certificate, a week later they upload a copy of their passport, a month later the driver's license and so on.
A year later they end up with say 15 documents, at this point they want to download all of them. They are not zipped because they were uploaded in the course of a full year and downloading one at the time takes a lot of time.
This is why they are asking me if there is a way to add an option to download all the documents in the person's file.
I have a recordset with the path to the folder were the files are stored and also a recordset with the file names (loops as they are multiple files).

I hope that clarifies why the options listed above are not feasible.

Thanks. Storing the files in the database is not an option, its a 10 yr old system and all files are in a folder into which all new files are also uploaded.
We would need to zip on the fly as you mentioned so that then they can be downloaded.
I will look into that. And yes, I have a dedicated server with full access to install anything in it.

NA