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using dwolla as a payment gateway, can I build my own web app and use SOAP to process recurring payments

Posted on 2014-01-20
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I am currently building a hosted Billing CRM System. Dwolla's low fee structure is highly appealing to me as a business owner, and may appeal to my customers as well, but I can't find supporting api documentation to confirm that it can do what I want it to do. does anybody have the expertise to answer the following for me?

 I am currently building out choices for financial gateways for the users of my payment system. and Authorize.net paypal, and stripe, offer a robust enough way for me to "store" a payment profile on file for  end customers of the payment system, so that the organizations billing those customers can automatically process a billing transaction if the end user enables auto billing.

I would like to do the same for dwolla, however I do not wish to make the end customer go off site or have to leave our application. can I leverage the dwolla API to create and store a payment instance, and generate an applicable payment token that my software can then use to process future payments from?
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Question by:GeoLearn
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Andrew Angell earned 250 total points
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Dwolla uses OAuth and RESTful API's instead of SOAP, NVP, etc.  All of their details about their API's are available here:  https://developers.dwolla.com/dev

I'm not seeing any info about a recurring billing system, though.
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by:tbsgadi
tbsgadi earned 250 total points
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by:GeoLearn
ID: 39797571
@tbsgadi,

thank you for sharing that article, and I understand the API's capabilities, and integration concept with a traditional shopping cart per a transactional basis, however I am looking for a slightly different solution... my customers are organizations each with a membership base which will be receiving interval based recurring billing, or static one time charges. A regular subscription call will not work because there is no guarantee that each organization will only bill the same amount every month... think utility company, recurring billing, variable amount. My goal is offer dwolla as an option for our organizations to use as a payment gateway to be able to offer an alternative means of variable recurring billing, and more pointedly if user permits, automatic chron job based payments to the organizations generating the billing (no user intervention necessary beyond set it and forget it)

the analogous feature that I am looking that most merchant gateways offer would be credit card tokenization, however in this case since there is no cc, and the dwolla account is the intermediary, can you see a way to implement a secure way to allow an end customer to receive a bill, setup and authorize payment via the web app I am creating, and have either the option to one click pay future bills via linked dwolla account, or to authorize my system to auto bill in the future.
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