Using a Guest Account with ASP memberships 2.0

I am using a ASP memberships accounts for my website.  What I need is a guest account for those who just need to pay off their balance and that's it no need to login again.   Can I create a single guest account and use that for anyone that wants to pay in this situation without running into conflicts or should I just not have those people login at all  and put the payments screens with the allowusers="*" in the web config of the folder that has the payment pages.

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I think latter option makes sense (to allow access to payment pages to everyone).

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