Debt consolidation companies
I'm looking to obtain a list of (credit card) debt consolidation companies where I can take out a lower interest loan that can then be used to pay off higher interest credit cards.
I want to be able to contact these companies directly without having to go through another company like Lending Tree who will charge a fee to refer me to a another company that will provide me with such a loan.
Please provide me with a list of such companies, websites, or offers that will allow me to do this.
I want to be able to contact these companies directly without having to go through another company like Lending Tree who will charge a fee to refer me to a another company that will provide me with such a loan.
Please provide me with a list of such companies, websites, or offers that will allow me to do this.
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ASKER
Does anyone else have any additional information on this?
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ASKER
The main thing I am trying to accomplish is to get as low of an interest rate as possible while also avoiding paying a fee for a company like Lending Tree to put me in contact with a bank or credit union.
I think you could do your own local hunting and not use Lending Tree. Look up Credit Unions near you and visit a couple. That will help you immensely.
ASKER
John,
Thank you very much for the suggestion about using a local credit union.
I checked with a local credit union and they were able to approve me for a loan with an APR of 6% lower than the online companies with no origination fees or other restrictions.
Thank you very much for the suggestion about using a local credit union.
I checked with a local credit union and they were able to approve me for a loan with an APR of 6% lower than the online companies with no origination fees or other restrictions.
@Knowledgeable - Thank you and that is very Good News!. I am glad they were able to help you, and good luck going forward.
ASKER
All that I'm looking to do is to consolidate my credit card debt into a single a lower interest rate loan that will then be used to pay off higher interest credit cards.