Does using Cortana in Windows 10 require a microsoft account?

I am wondering if setting up and using Cortana in Microsoft Windows 10 requires a Microsoft account that has been set up with credit card arrangements?
thanks,
capreol
Richard ChristensenRetired computer technicianAsked:
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Chris MillardCommented:
No it doesn't

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BenCommented:
No it doesn't.

Here is a basic guide to turning it on and using it

http://www.digitaltrends.com/computing/how-to-use-and-customize-cortana-in-windows-10/
Richard ChristensenRetired computer technicianAuthor Commented:
Thanks for your help.  Much appreciated.
capreol
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