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I need to purchase BitCoins

I need to purchase bitcoins and just went through the process to figure out how to purchase them.
I saw there were many websites that will take payments like paypal (which is very expensive exchange rate) Walmart gift cards, wire transfer etc.
I do not feel comfortable using any of these sites because I feel i will pay and not get the bitcoins in return.

What does a beginner like me do?
Can I purchase them from a regular bank?
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Avatar of Kyle Abrahams, PMP
Kyle Abrahams, PMP
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And if you do pay off the ransomware people there is no guarantee that you will receive a key to unlock all your encrypted files... one more risk.