Identity Proofing, Identity Verification

I am trying to gain a better understanding of identitiy proofing vs identity verification. So far there are 2 types of identity proofing that I am aware of (from the Security Plus Book)

1) 1a. Identity Proofing - Occurs before an account is setup (such as requiring a physical drivers license to setup a bank account, answering questions about your credit report to setup a new online credit card)
2) 1b. Identity Proofing - Random questions about address or you have lived in the past, bank accounts you have had, previus jobs etc, on a transaction by transaction basis to complete a sensitive operation within a bank account (such as a wire transfer).

Now here is my question, how is identity verification different than the above? I am having a hard time understanding the differences between the two points (proofing and verification).

Thanks,

Robert
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castellansolutionsAsked:
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JohnBusiness Consultant (Owner)Commented:
The way you put it above:

1. When you apply for a bank account, you need at least 2 pieces of identification, one of which is Photo ID with your current address. You may be required to prove your current address if you have moved in the last 90 days (e.g. Utility Bill with your name on it. The bank will do a credit check.

2. Now the account is open and you need an account, a PIN and they will likely make you have a phone security question or 3 online security questions.

1 is proofing, 2 is verification
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btanExec ConsultantCommented:
Like the before and after identity provisioning lifecycle of online services
1. To show proof of yourself (establish your detail for trust check)
2. To verify claim of oneself (establish authentication check against your proof provided)
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castellansolutionsAuthor Commented:
Yeah maybe I am not asking the question right. the book I am reading clearly states there are 2 types of identity proofing. as described by me (page 67 of 518, location 2740 of 15142) in the amazon reader. the book is CompTIA Security+ SY0-401, by Darril Gibson.  

I am unclear on the differences between proofing and verification still. I think its the same thing at this point just done differently or at different times.
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JohnBusiness Consultant (Owner)Commented:
My answer 1 covers both your questions on identity proofing. Once the bank has verified you, they will stop asking proofing questions and ask verification questions (much quicker).
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castellansolutionsAuthor Commented:
You know what John. You are right!! I think I was just over doing it. The title of the chapter says verifying identities with identity proofing and provides those 2 answers.

Thanks.
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JohnBusiness Consultant (Owner)Commented:
You are very welcome and I was happy to help.
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