iPhone App to add text UNDERNEATH or ABOVE photographs but not IN the actual photo.

I'm looking for an app that will take photos and add text to the bottom or top .  Outside the actual photo.
In other words, let's say I have a regular size photo in my iphone.  I would like to add a rectangular text box to the top or bottom of that photo so that I can place a caption (with a white background) underneath or above the actual photo.  I do NOT want to place the text in the actual photo.
brothertruffle880Asked:
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Kyle SantosQuality AssuranceCommented:
I recommend Mematic.

Open the app.
Tap New Meme.
Tap Camera or Album.
Choose a photo.
Choose the 2nd style that has the black border around the picture.
Tap to add a Caption.
Save/Share.
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brothertruffle880Author Commented:
Kyle: I need a box underneath or above the photo.  Not a border. I'll even take a ribbon or a balloon. But I don't want it on the photo.
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Qian BaoDigital Media Specialist and Web DesignerCommented:
I would recommend both Pixelmator and Photoshop Express since they are professional image editing application. If you are looking for simple solutions, check out Pitu, its a fun and interactive image editing app that allows you to add many items on to the photo.
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Jackie ManIT ManagerCommented:
try the app below.

PhotoName : Add texts and captions to your pictures

https://itunes.apple.com/us/app/photoname-add-texts-captions/id418006206?mt=8
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brothertruffle880Author Commented:
Perfect! thanks.
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