If you are a web developer, you would be aware of the <iframe> tag in HTML. The <iframe> stands for inline frame and is used to embed another document within the current HTML document. The embedded document could be even another website.
Lease-to-own eliminates the expenditure of hardware replacement and allows you to pay off the server over time. Usually, this is much cheaper than leasing servers. Think of lease-to-own as credit without interest.
I've attached the XLSM Excel spreadsheet I used in the video and also text files containing the macros used below.