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Ann K

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Freeze Credit Report

I freeze my credit report from 3 beaurues. Equifax, Transunion, Experian. I did that because some people knows my social and date of birth and I don't want they knows my new address. My question is what other agencies i can use to freeze my credit history?
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David Johnson, CD
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Ann K

ASKER

What is the difference between credit freeze and fraud alert? Also after freezing from 4 beaurues Experian, , Equifax, TransUnion, Innovis can any one still find my new address? What is PRBC?
as noted above, credit companies are not the only place with your address, and you cannot keep it secret.

Fraud Alert arises if someone is trying to illegally access or use your information .  The freeze just blocks it from being used.
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ASKER

Fraud protection Is 20 dollars/month. For all credit beaurues I need atleast 100 bucks a month.
Unless you feel that someone is attacking you via the credit companies, I would not spend the money.

I have had credit reports following me around for 1/2 century and nothing has happened as a result.

Attacks by someone you may know or be genuinely afraid of should be reported to the police.
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ASKER

How someone knows my address beside the credit history?
As noted above, the post office knows and sells the information, and in addition. the yellow pages know and sells the information. There are now online databases of information as well.
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ASKER

Post offices are run under state government, why would they do that?
Mailing houses need mailing lists and as I noted, the government is only one source.

And most of us do not see our addresses as secret. Fire Departments require house numbers and street name signs to be clear.
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ASKER

Thank You.
You are welcome and I was happy to help.