asked on

Banking industry: Native Apps or Mobile Apps?

I assume when you have an app that is going to involve money, I automatically presume the iPhone and Android apps need to be Native. True?

I also expect to need to interact securely with hardware elements on the phone, both iPhone and Android. How well do Mobile apps do this?

Thanks

ASKER CERTIFIED SOLUTION

btan

membership

This solution is only available to members.

To access this solution, you must be a member of Experts Exchange.

Start Free Trial

curiouswebster

ASKER

> The ideal case is use of Hardware element is needed for the apps to secure your wallet that store your digital "money".

How do Mobile apps do with secure access to on-board hardware on the phone?

SOLUTION

btan

membership

This solution is only available to members.

To access this solution, you must be a member of Experts Exchange.

Start Free Trial

curiouswebster

ASKER

I am trying to understand if Mobile apps can be as secure as Native apps. Is it safe to say the answer "no, they are not?"

Apple Pay is only available as an app, true? It seems highly unlikely this kind of functionality could be created using a Mobile App.

Please advise.

curiouswebster

ASKER

I am glad you brought up the subject, but need a beginner's guide to Google Wallet and Apple Pay. Here it is that new question I asked.

https://www.experts-exchange.com/questions/29058418/Google-Wallet-and-Apple-Pay-what-do-these-programs-do-and-how-do-they-do-it.html

curiouswebster

ASKER

thanks

btan

I will say both if such apps depends on the way it protects your credit card and interface to the payment gateways..the hardware element value is more the authentication provided by the device. Other than that, either apps depends in how it is develop. Apps installed can be just as secure. The example of Apple Pay is another secure apps.