Link to home
Start Free TrialLog in
Avatar of curiouswebster
curiouswebsterFlag for United States of America

asked on

Google Wallet and Apple Pay: what do these programs do and how do they do it?

I am trying to understand from a high level, what Google Wallet and Apple Pay do and a high level view of how they do it.

I am not a security expert but eventually hope to understand the security each uses. But I am not ready for that kind of discussion.

Thanks.
ASKER CERTIFIED SOLUTION
Avatar of Justin Pierce, MPS-CRM, CNDA, CEH
Justin Pierce, MPS-CRM, CNDA, CEH
Flag of United States of America image

Link to home
membership
This solution is only available to members.
To access this solution, you must be a member of Experts Exchange.
Start Free Trial
Avatar of curiouswebster

ASKER

Ok, now that you described their differences from a 100K foot level, what unique security features enable them each to succeed in their own space?
SOLUTION
Link to home
membership
This solution is only available to members.
To access this solution, you must be a member of Experts Exchange.
Start Free Trial
Does this mean if I used Apple Pay, I would upload my CC numbers and not need to pull out the CC at stores/retailers which take Apple Pay?

Is NFC wireless? How does the unique code get to the merchant? Is my CC number encrypted in a secret Apple Pay code that only that retailer knows at that instant, so it can decrypt the real CC number? Please elaborate on that...
thanks